Credit Repair FAQs
Answers to the most common questions about improving credit and working with Money Mob Financial.
How do I get started?
To get started, you’ll first need to book a consultation. During that call, we’ll get secure access to your Experian credit report and basic details so we can review your credit in detail and build a personalized plan.
What is the expected timeframe for credit restoration?
Timeline results vary based on individual profiles, but many clients start seeing improvements within about 30 days, and in some cases as soon as 24 hours. Every credit profile is different, so timing can vary.
How will my credit rating change through this service?
We focus on removing invalid, outdated, or misleading items that may be hurting your score. As these negative marks are successfully challenged, your credit score can begin to better reflect your true financial reliability.
Are these services lawful under federal regulations?
Yes. Your rights are protected by the Fair Credit Reporting Act (FCRA), which allows you to dispute any questionable item on your credit reports. We use those protections to help you challenge inaccurate or outdated information.
What services do you provide to help improve credit scores?
We offer credit analysis, personalized credit improvement plans, tradelines, dispute assistance, and educational resources to help improve your credit score.
Who can benefit from your credit services?
Both individuals and businesses looking to better understand, build, or improve their credit can benefit from our services.
Why has my credit score decreased during the process?
Score decreases can happen for several reasons, even while we’re working on your file. New negative items may be added, late payments can be reported, or your credit card balances and utilization may have increased. We review these changes with you and adjust your plan as needed.
Can you help after a bankruptcy or foreclosure?
Yes. We specialize in helping clients rebuild their credit after major financial setbacks like bankruptcy or foreclosure, with strategies tailored to your situation.
To launch your case, we require full credit disclosures from TransUnion, Equifax, and Experian, along with a valid photo identification card. These credentials allow us to act on your behalf.
Still Have Questions?
Reach out if your specific question isn't listed. We're here to help you navigate your credit repair journey.